1 pound ground beef
1/4 cup chopped onion
1/2 cup chopped green bell pepper
1/4 cup chopped black olives
1/3 cup salsa
1 1/2 tablespoons cumin
1 teaspoon chili powder
1 (15 ounce) can refried beans
1 (3 ounce) can cream-style corn tortilla chips
1 (4 ounce) can sliced ripe olives, drained
1 (4 ounce) can diced green chiles, drained
1 (1 ounce) package cream cheese, softened
1 small black onion, sliced