1/2 cup margarine
1 (8 ounce) package cream cheese
10 (6 inch) flour tortillas
1 (8 ounce) can refried beans
1 (4 ounce) can chopped green chile peppers, drained
1 (5 ounce) can sliced mushrooms, drained
Preheat oven to 350 degrees F (175 degrees C). Place margarine and cream cheese on a medium baking sheet.
Bake in preheated oven for 30 minutes, stirring occasionally. While the tortillas bake, heat the refried beans in a small saucepan in the microwave for 5 minutes or until they are heated through.
Remove the cream cheese mixture from the oven. Pour the warm milk mixture over the cream cheese mixture and toss until the cream cheese mixture is coated and cheese mixture is melted.