1/3 cup all-purpose flour
1 teaspoon baking powder
1 1/2 teaspoons baking powder
1 teaspoon salt
2 eggs, beaten
1/4 teaspoon lemon zest
2 (8 ounce) packages cream cheese, softened
1/2 cup whipping cream
2 teaspoons milk
1 teaspoon vanilla extract
1 cup sliced bananas
Preheat oven to 350 degrees F (175 degrees C). Grease and flour a 4 inch square pan.
In a large bowl, mix flour, baking powder, baking soda and salt. Stir eggs into flour mixture. Mix in lemon zest, cream cheese and milk, and mix into flour mixture until all materials are completely combined. Pour over slices of bread.
Bake in preheated oven for 50 minutes, or until golden brown. Remove from oven and let cool completely. Chill in refrigerator until serving. About 3 hours in advance, let cool. 105 minutes in the oven, or until a toothpick inserted into center of a loaf comes out clean.